HUD and FHA take health and safety issues very seriously and aims to ensure that buyers are purchasing a home that meets all FHA requirements. This is intended to be for the protection of the buyers and/or occupants. The following is list of items that will be required to be repaired or replace if any health and safety issues are noted by the appraiser or discovered by the underwriter (please keep these items in mind when previewing homes):
1. Cracked window glass
2. Missing handrails
3. Defective paint surfaces in homes constructed prior to 1978
4. Minor plumbing leaks
5. Evidence of previous (non-active) wood destroying pest/organism damage where there is evidence or unrepaired structural damage.
6. Damaged plaster, sheetrock or other wall and ceiling materials in homes constructed prior to 1978.
7. Trip hazards
8. Crawl space with debris and trash.
9. Inadequate access/egress from bedrooms to exterior of home.
10. Leaking or worn out roofs.
11. Evidence of structural problems.
12. Window bars in bedrooms require quick release latches. Local jurisdiction can require all windows to have quick release latches.
13. Defective exterior paint surfaces in homes constructed prior to 1978 where the finish is unprotected.
List courtesy of imortgage